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Expert support for your business
Benefit from a host of complimentary services
Added value, to help your business thrive
With Budget Business Insurance, you get tailor-made solutions to excel in your business, plus the unmatched advantage of Biz Assist benefits at *no additional charge.
When you take out a Budget Business Insurance Policy, you'll also get access to Budget Biz Assist - a complimentary suite of support services designed to help small to medium-sized enterprises (SMEs) in South Africa thrive. With Budget Biz Assist, you'll enjoy peace of mind knowing that you have expert support at your fingertips, helping you to focus on growth and success. This valuable support comes at no additional cost, providing you with even more value from your Budget Business Insurance Policy.
*Refer to your policy wording for terms and conditions, including cover limits and eligibility criteria.
Unlock the true potential of your Budget Business Insurance with Biz Assist benefits. From expert support to practical services, discover the incredible value to help your business thrive!
Helps your business purchase goods, services,and equipment, book appointments, arrange travel, and access telephonic assistance when needed, and more.
Let us assist you with financial help, plans, and advice on current topics affecting your small business—and more. We also refer you to experts when needed.
We help you make informed business decisions with a once-off personal credit report and save you time and money when applying for a loan, and more.
Benefit from having your arrear accounts managed by registered debt collectors, experienced in dealing with commercial and consumer debt collections.
For online solutions with trackable results, use this benefit to enjoy improved digital presence, along with lower rates on hosting packages and digital agency fees.
Access to a team of dedicated nurses and paramedics, and a network of accredited medical assistance service providers, for business medical emergencies.
Assistance for unexpected events at your business premises requiring urgent attention from domestic tradesmen, such as plumbers or electricians.
When you need a shuttle service after a long business lunch or event, Safe Drive ensures you and your car get home safely, saving you costs on other travel options.
Should your car be in for a service or otherwise unavailable, our Convenience Drive shuttle will get you to your meeting, saving on transport costs.
We help resolve problems with your laptops and computers when your IT team is unavailable, ensuring you're never offline or unable to access vital information.
We use tender search engines to alert you of relevant opportunities and provide guidance, along with templates, to help you submit a professional tender.
For emergency medical help at road incidents, plus transport, car hire, accommodation, and courtesy transport if delayed overnight. It also covers vehicle collection.
Helps your business purchase goods, services,and equipment, book appointments, arrange travel, and access telephonic assistance when needed, and more.
Let us assist you with financial help, plans, and advice on current topics affecting your small business—and more. We also refer you to experts when needed.
We help you make informed business decisions with a once-off personal credit report and save you time and money when applying for a loan, and more.
Benefit from having your arrear accounts managed by registered debt collectors, experienced in dealing with commercial and consumer debt collections.
For online solutions with trackable results, use this benefit to enjoy improved digital presence, along with lower rates on hosting packages and digital agency fees.
Access to a team of dedicated nurses and paramedics, and a network of accredited medical assistance service providers, for business medical emergencies.
Assistance for unexpected events at your business premises requiring urgent attention from domestic tradesmen, such as plumbers or electricians.
When you need a shuttle service after a long business lunch or event, Safe Drive ensures you and your car get home safely, saving you costs on other travel options.
Should your car be in for a service or otherwise unavailable, our Convenience Drive shuttle will get you to your meeting, saving on transport costs.
We help resolve problems with your laptops and computers when your IT team is unavailable, ensuring you're never offline or unable to access vital information.
We use tender search engines to alert you of relevant opportunities and provide guidance, along with templates, to help you submit a professional tender.
For emergency medical help at road incidents, plus transport, car hire, accommodation, and courtesy transport if delayed overnight. It also covers vehicle collection.
Simply add the optional Cash Back Bonus to your policy, stay claim-free for 2 years and start earning rewards.
15% back of all your premiums paid, over the first two years of claims free, uninterrupted cover
10% back of all your premiums paid, if you remain claims free uninterrupted cover, for a further two years; and
10% back of all premiums paid for every claim-free year of uninterrupted insurance, thereafter.
+83 682
customers received their Cash Back Bonuses over the last 5 years
+R212 million
paid out to customers in Cash Back Bonuses over the last 5 years
*Cash back is optional and at an additional cost. Cover and Cash back Terms & Conditions online. The figures above are based on Cash Back received by all Budget customers, derived from system reports and verified by the TIH Actuarial team. Data reflects figures as of February 2025 and may vary slightly due to reporting processes.
*Cash back is optional and at an additional cost. Cover and Cash back Terms & Conditions online. The figures above are
based on Cash Back received by all Budget customers, derived from system reports and verified by the TIH Actuarial team. Data reflects figures as of February 2025 and may vary slightly due to reporting processes.
Got a home emergency? Use our 24/7 helpline and get assistance fast. Available to all our customers with a comprehensive plan
Keep your business budget in check when you take out affordable business insurance with us. Save more every month when you switch to Budget.
Your business is in good hands with us. Hundreds of businesses trust us to get the right insurance for their unique operations.
Independent Service Rating Based on 23869 verified reviews. Read all reviews.
Testimonials do not constitute financial advice
Biz Assist is a benefit that you get access to for the duration of your Budget Business Insurance policy, at no extra cost.
Operational assistance services are available Mondays to Fridays, from 08:00 to 17:00. Emergency Medical Assistance is available to you 24/7.
Simply click any 'Call me back' button on this page, fill in your contact details, and our dedicated team will be in touch shortly with a personalized insurance quote and answers to any questions you may have.
Budget is a licensed non-life Insurer and Financial Services Provider. Terms and Conditions online.