Vehicle Value Protect
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Choose Legal insurance that protects you and your family

HP rating
24/7 Telephonic Legal Advice
Support with disputes, mediation, and litigation
Affordable monthly Premiums

Good South Africans deserve good legal cover.

What is covered?

The Legal Cover policy offers four distinct benefits

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Basic Legal Advice

Unlimited telephonic advice on personal, labour, and family legal matters.

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Tax Benefit

Guidance and assistance from registered Tax Practitioners on returns, disputes with SARS, salary structuring, and more.

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Mediation Benefit

Professional help to settle disputes such as family maintenance, labour issues, property agreements, and rental disagreements, before they turn into costly court battles.

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Litigation Benefit

Cover for legal representation in criminal, civil, labour, and family court matters, including bail cover and divorce proceedings (depending on your plan).

Explore our additional cover options

Customise your policy with extra protection.

Personal Accident Cover

Get cover for injury, disability or death as well as non-medical expense cover due to hospitalisation following an accident.

Funeral Cover

Protect your loved ones with natural and accidental death cover, plus repatriation services to ease the burden during difficult times.

Need Help?
Start with FAQ’s.

Need Help?
Start with FAQ’s.

Who is covered?

You, your spouse (legal or traditional), and up to 4 dependent children (unmarried, unemployed, and under 21or up to 25 if full-time students).

When can I claim?

Benefits apply after the waiting period depending on your plan. Some benefits like telephonic advice are available immediately. 

Why do I need legal cover?

Because legal issues can arise anytime, whether it’s a labour dispute, property agreement, or a family matter. Legal costs are expensive, but with Budget Insurance, you’re covered.