Comprehensive Car Insurance
What does comprehensive car insurance cover mean?
Comprehensive Car Insurance is everything you’ve been looking for from an insurance partner. It’s the full package. It covers more risks than any other type of auto insurance. This includes theft and hijacking, loss, accidental damage, and third-party damage.
And when you have cover with Budget, it’s also affordable, ‘cos we know you can’t afford not to have it. What does Comprehensive Car Insurance cover? Here’s more details on what our Comprehensive plan covers:
Theft, hijacking, and loss
Of course our Comprehensive Car Insurance in South Africa includes theft and hijacking cover. We know you can’t afford to have your car stolen or damaged in a hijacking – then where would you be? How would you get around? That’s why if your car is stolen and not recovered, we’ll pay you out for the amount stated in your schedule – usually the retail, market or trade value.
Accident Cover
You only take your eyes off the road for a second when you’re changing songs in the car, but that’s all it takes. If you have an accident, whether it’s your fault or someone else’s, we’ll pay to repair or replace the parts of your car that are damaged.
If your car isn’t driveable, we’ll also pay for a tow truck to take it to the panel beater and cover the costs of storage too. ‘Cos we’re nice like that.
Third-party cover
If you damage someone else’s car in an accident that is your fault, did you know you can be legally responsible for paying to repair the damage? Third-party cover protects you when this happens by covering the costs of the repairs up to the limit in your schedule.
Absolutely amazing service! Thank you to Eugene who helped the morning of the accident. Our claim was handled in record time, and you phoned exactly when you said you would. Thank you Budget. All your people are gems.
Annelize Faca
Assist Benefits - Included in every Comprehensive Policy
Accident and Breakdown Assist
Get help if you experience car trouble at home or on the road. This includes towing services, jump-starting a dead battery, changing a flat tyre or even providing you with fuel.
Legal Assist
We offer online and telephonic legal resources. Receive access to expert legal advice for issues relating to contract disputes and personal injury claims, and more.
Medical Assist
Our Medical Assist Benefit is available to members 24/7 and offers lifesaving access to medical services and assistance in the event of an injury or illness.
Get 20% Off
Being covered is great, and it feels even better knowing you got the best deal. Choose from our most comprehensive plan right down to the lightest cover for the tightest of budgets. ‘Cos everyone should have the chance to get affordable vehicle insurance.
Personalise Your Policy
Add cover for hail damage, the canopy, and your extra loud sound system. Include car hire if you need another way to get around when your car’s in for repairs.
Common Questions Answered
Other Car Insurance Products
Just as the name suggests, you can get an even better car than the one you currently drive if yours is written off.
We’ll cover you for third-party damage you cause, if a fire damages your car, or if it’s stolen – but not accidental damage your own car sustains.
It can be expensive to repair someone else's car if you cause an accident. We'll help you pay for it with Third-Party Only Car Insurance.
With three Budget Lite options to choose from, there's a lekker car insurance plan that was made for your smaller budget.
Scratches, dents, and chips seem to magically appear out of nowhere. Make them disappear again with a Scratch & Dent policy.
Auto Top-Up covers the shortfall you might have between your car insurance payout and what you still owe on your car.
If your tyres and rims are damaged by badly maintained roads, you can use our Tyre & Rim Guard to repair or replace them.
When your car acts up and things go wrong with the mechanics and electrics, our Motor Warranty will help pay for the repairs.
More about car insurance
We use a calculator to give you a quote that's within budget. Find out how it works.
How much do you really know about your insurance companies in South Africa? At Budget Insurance, we want you to be informed.