Affordable Home Insurance

Get a Quick Home Insurance Quote Now

Get a Quick Home Insurance Quote Now

Home Insurance to Cover You and Your Family

 

At Budget, we understand that owning your own property comes with a unique set of responsibilities. That’s why when you get a quote from us, you choose the specific type of cover you need for your home. It doesn’t matter if you live in a bungalow, a house, a penthouse suite, or anything in between; with us, you only pay for the Homeowners Insurance cover you need.

 

Budget insurance is here to protect you every step of the way. Find out what Home Insurance products we offer, and look after your slice of paradise!

 

What clients say
A lady reviewing Budget Insurance for car insurance

Absolutely amazing service! Thank you to Eugene who helped the morning of the accident. Our claim was handled in record time, and you phoned exactly when you said you would. Thank you Budget. All your people are gems.

 

Annelize Faca

Loyal Customer Rewards: Get a Cash Back Bonus

 

Being covered is great, but it feels even better with our cash-back bonus. Opt into our special add-on and stay claim-free for two years, and we’ll reward you by giving you money back. ‘Cos everyone should be rewarded for keeping their home safe and sound!

Three Reasons You’ll Love Budget Home Insurance

 

 

24/7 Support

 

Got a home emergency? Use our 24/7 helpline and get assistance fast. Available to all our customers with a comprehensive plan.

 

 

Up to 15% Off

 

Mix and match your home contents insurance with a car insurance policy, or combine buildings cover with car insurance, and you’ll receive 10% - 15% off the total price.

 

 

Assist Benefits

 

Not a DIY expert? Budget’s Home Assist covers call-out fees and an hour’s labor for essential services, plus access to trusted service providers.

Home Contents Insurance

 

 

Unfortunately, life’s uncertainties can lead to theft, break-ins, or natural disasters, putting your belongings at risk. Home Contents Insurance covers essential items like clothing, kitchen equipment, and more. Plus, accidental damage protection for your TV and glass in furniture is included. Secure your home contents today and protect what matters most!

Building Insurance

 

 

You can have peace of mind knowing that if something happens to your property, you won't be left with an empty wallet or an uninhabitable home. This insurance protects your home from unexpected events, such as flooding caused by a burst geyser. Discover what else is covered by Building Insurance today and protect your home.

Portable Possessions Insurance

 

 

Personal devices like laptops and phones have become an integral part of everyday life. Combine these valuables with the other things you take out everywhere you go, and it soon becomes obvious how much is at risk. That is why Portable Possessions Insurance is so beneficial, protecting your possessions against accidental damage or theft while on the move.

Home Insurance FAQs

How much does Home Insurance cost in South Africa?

The cost of Home Insurance in South Africa will vary according to your tailored policy. Find out what kind of insurance you need and how much it will cost by contacting one of our experienced advisors.

Do renters need Home Insurance?

Yes, renters need Home Insurance. It is not the responsibility of your landlord to insure home contents. It is likely, however, that they will insure the building and its fixtures. You should speak with your landlord or agent to confirm what is and isn’t covered in your lease agreement.

How do you calculate the replacement value of a home for insurance?

Choosing what to include in your insurance policy involves accurately valuing the contents of your home. It will be necessary to determine the replacement value of each item, and some items may need to be valued separately as well.

Is it compulsory to have Building Insurance?

No, it’s not mandatory to have Home Insurance. However, if you own a home, you should seriously consider insurance, even if it isn't mandatory. In the unfortunate event of a fire or flood, you will not regret paying a small monthly premium for the security insurance provides.

What is Home Contents Insurance?

Contents Insurance covers the cost of repairing or replacing items such as TVs, laptops, and kitchen appliances.

More about home insurance

A Quick Guide To Buildings Insurance Cover

 

Discover how buildings insurance can shield your home from theft, natural disasters, and more. Click here to learn what’s covered in South Africa.

 

Read more

Common Things Not Covered By Your Home Insurance

 

Want to know what's covered and what's not in your home insurance? Click here for insights into exclusions and protecting your home with Budget Insurance.

 

Read more

Will House Insurance Cover Loadshedding Damage?

 

Concerned about loadshedding damage? Click here to discover how Budget Insurance can protect you and get practical tips to avoid loadshedding-related issues.

 

Read more

Get a Home Insurance Quote Today 

 

Get your Home Insurance quote today. Simply click the ‘Get a Quote’ button to get started!