Cash Back
Simply add the optional Cash Back Bonus to your Budget Insurance policy and if you remain claim free for two years, we’ll reward you by giving you money back. Our Cash Back Bonus is unique in the sense that you only have to wait two uninterrupted years to start receiving your rewards and you’ll keep on being rewarded until you put in a claim. Best of all only certain claims will reset your Cash Back Bonus clock.
Our Building Insurance doesn’t only cover your main home structure. We also insure your outbuildings, garage, lapas, cottages, swimming pool, walls, gates, and more.
Bundle and save! Combine your Buildings Insurance with a Car Insurance policy and you’ll save 10% on the Building Cover premium.
Have a home emergency? No problem! Our database of electricians, plumbers, glaziers, locksmiths, and more will be there to help you out in no time.
Your house is more than just a building. It’s where you relax and spend time with the most important people in your life. It’s also one of the biggest assets you’ll ever own, so it’s worth protecting. At Budget, we understand how important your home is to you. That’s why we offer affordable Building Insurance quotes that protect your physical home from all kinds of damage.
Every homeowner knows that a lot can go wrong in a house – and doesn’t it always seem to happen when you can least afford it? Our Building Insurance covers you for a wide range of eventualities so that no matter what happens, you always have a home to return to.
We cover loss and damage caused by a range of natural occurrences such as fires, falling trees, floods, storms, and earthquakes, as well as damage from malicious actions, theft, and break-in.
If you decide to include it in your policy, we’ll cover the cost of repairing or replacing your water-heating systems like geysers, solar panels, and boilers. You get comprehensive homeowner’s liability cover which you can extend to R5 million, R10 million, or R20 million if you need to.
If you’re leasing your property and your tenants can’t stay there due to damage caused by something we cover, we’ll pay for a portion of the rent you were getting until they can move back in.
We even cover you if a vehicle crashes into your wall and we’ll post guards outside your home if your security is compromised and it takes a while to get the damage repaired.
With our Property Insurance, you can make sure every part of your home – from your building to your bookshelf – is covered at an affordable premium.
Before you accept a building insurance quote, you might want to learn why you need house insurance in the first place.
Want to understand how we work out your Building Insurance quotes? Have a look at what factors we take into consideration when quoting you.
Home building insurance is a lot different from business buildings cover. Find out why we insure these two types of buildings differently.
Add Cash Back Bonus to your Building policy and get a payout in just two claim-free, consecutive years’ time.
Automatically get access to our Road, Home, Medical, Trauma, Legal, and Entertainment Assist benefits.
Householder’s Liability Cover
Increase your householder’s liability cover up to R5 million, R10 million, or R20 million.