Funeral Plan by 1Life
Funeral Cover
What is Funeral Cover Insurance?
You wouldn’t want your family to have to worry about the cost of a funeral if anything were to happen to you. That’s why you need our affordable funeral cover. Funeral cover is a policy that ensures funeral expenses won't burden your family in the event of your death. It provides financial protection by covering funeral costs if you, your spouse, or your children pass away. Our funeral plans include repatriation services, ensuring your loved ones are transported home if they pass away abroad. This type of coverage offers peace of mind, knowing your family won’t face the financial strain of funeral arrangements during an already difficult time.
Who can be covered?
This funeral policy will be available for individuals between the ages of 18 and 65. The following type of cover can be taken out:
- Individual cover – this covers the main member only.
- Family funeral cover – this covers the main member and spouse plus one to five dependents up to the age of 21 (or up to 25 if they are registered full-time students).
- Extension of cover for individual family members is also available at an additional premium payable.
What does the Funeral Plan cover?
Funeral cover waiting period
This period is when no funeral cover insurance is provided, and monthly premiums are payable. The following waiting periods apply:
- Natural death on the funeral plan is six months and six paid premiums.
- Death from accidental causes is covered from the time we receive your first premium.
- If you have had existing cover which is active within 31 days of taking up this policy, only the remaining waiting period on your existing cover will apply. Should there be no remaining waiting period left on your existing cover, then no additional waiting period will be applied to this policy. Waiting periods will only be adjusted if you have cancelled or you are going to cancel your existing cover.
- For your reduced waiting period to be deemed valid on this policy in the case of a claim related to the above paragraph, we need you to submit a copy of your most recent policy schedule from your previous insurer for assessment and confirmation. This will be stored against your policy record.
Refer to Terms and Conditions for a full list of exclusions.
Frequently Asked Questions
To download your Funeral Cover terms and conditions, Click here