Yes, with Budget you can get cheap car insurance. In fact, we have one of SA’s lowest insurance quotes.* We think insurance isn’t just for expensive cars – everyone deserves to have some level of vehicle cover. But whether you need Comprehensive Car Cover or a cheeky little Budget Lite policy, we’ll make sure you have cover that fits your budget.

You can only use a Budget-approved repairer to fix your car after an accident. That’s because we have found some of the best repair professionals at the most affordable prices. We are proud to provide a lifetime guarantee on all repairs our partners make to your car. We like to manage the claims process from start to finish so we know you’re getting the best service at the best price.

There are many ways to lower your premiums. Here are a few of our budget-friendly tips:

• Start off by insuring additional cars and even your home contents with Budget. Get a discount when you add multiple cars to your policy. Plus, when you bundle car and home insurance, you get a discount on your home contents premium.

• Drive as safely as possible, because the longer you go without an accident or a claim, the lower your risk is.

• Speak to one of our consultants about insuring your car for the correct value, because you don’t want to be over-or underinsured.

• Install an approved tracking device so if your car is stolen, you have a better chance of recovering it.

At Budget, there is no single ‘best’ insurance. That’s why we offer six levels of cover. We’re confident that among these coverage options, you’re bound to find one that makes the most sense for you. The best car insurance is one that offers you the right level of coverage for your car based on its value, age, and mileage while still being affordable. Chat with a Budget consultant to find the best car cover for you. 

Unfortunately, no. See, we don’t only base the cost of your monthly auto insurance on how much your car is worth. Because the majority of claims are for repairs and not replacements, we take the cost of repairs and spare parts into account. And because the cost of parts and repairs is always rising, car insurance premiums rise too even as your car loses value.