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Events Liability Insurance to fit your Budget
Peace of mind for your events
Maintain your business operations if things go sideways
Safeguard your single event
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Why you need Event Liability cover
Budget Insurance offers Event Liability Insurance covering specific events, ensuring protection for both organisers and participants. It safeguards against unforeseen incidents, covering medical expenses, legal fees and financial loss arising from third party injury or damage caused during the event.
Under the Safety at Sports and Recreational Events Act of 2010, Events Liability Insurance is mandated for specified events and activities. Events, be they once off or recurring, inherently carry uncertainties and risks. Insurance safeguards financial interests, ensuring event success and continuity.
Venue owners and event organisers need Event Liability Insurance as it showcases professionalism and responsibility while offering protection for all involved parties and stakeholders.
Even meticulously planned events can face unforeseen incidents. This coverage becomes crucial for mitigating uncontrollable risks. Without this Event Liability Insurance, business owners may face legal obligations to cover medical expenses, legal fees, or financial losses suffered by third parties.
What Event Liability Insurance covers?
The specific cover can vary. We encourage policyholders to consult with a Budget Insurance consultant to tailor a policy to suit the unique risks associated with their event.
Third party bodily injuries
Event Liability Insurance will cover claims arising from bodily injury if a third party is hurt during the event.
Third party property damage
Including costs associated with damage to leased or hired venues or surrounding property.
Third party bodily injuries
Event Liability Insurance will cover claims arising from bodily injury if a third party is hurt during the event.
Third party property damage
Including costs associated with damage to leased or hired venues or surrounding property.
Some policies may exclude certain high-risk activities or specific types of events. Review your Budget Insurance policy exclusions, as coverage limitations can vary.
Businesses covered by Event Liability.
An event encompasses gatherings or activities that may pose risks to individuals or property. This includes public gatherings, festivals, sports events, or any organised function where damage or injury could occur.
Budget Insurance provides covers for several types of businesses such as:
Food & beverage
Bars and pubs, cafes, restaurants and Cooking schools
Event venues
Theatres, Party hire venues, Social clubs, Wedding venues
Retail & commercial spaces
Shopping malls, Exhibition halls
Media & arts
Film or radio studios
Sports & recreation
Sports centres, Sports stadiums
Hospitality & tourism
Holiday resorts
Food & beverage
Bars and pubs, cafes, restaurants and Cooking schools
Event venues
Theatres, Party hire venues, Social clubs, Wedding venues
Retail & commercial spaces
Shopping malls, Exhibition halls
Media & arts
Film or radio studios
Sports & recreation
Sports centres, Sports stadiums
Hospitality & tourism
Holiday resorts
We offer two types of Event Liability Insurance policies
Once-off events
Liability Insurance for events lasting for a single day or up to six weeks
Annual events
This annual liability insurance ensures consistent cover for clients who are involved in multiple events throughout the year.
Once-off events
Liability Insurance for events lasting for a single day or up to six weeks
Annual events
This annual liability insurance ensures consistent cover for clients who are involved in multiple events throughout the year.
Get Event Liability Insurance with a Budget Insurance policy
Budget Insurance offers comprehensive Event Liability Insurance that protects your business from unforeseen financial and legal expenses. Get a Budget Insurance policy for Event Liability cover and ensure legal compliance and peace of mind for your events.
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Frequently Asked Questions
Do you need Uber Insurance?
This cover is required for events, protecting organisers from legal and financial consequences resulting from third party injuries, or property damage that might occur during the event.
How much does Event Liability Insurance cost?
Event Liability costs will vary based on factors like the duration of the event, size, location, and unique coverage needs.
Contact the Budget Insurance team to tailor an accurate quote for your event cover starts from as little as R250pm. Premiums are risk profile dependent and subject to annual review.
What types of events are covered by Liability Insurance?
Liability Insurance covers various events, including festivals, music concerts, sports gatherings, weddings, and corporate functions.
Don’t delay, cover your business today
Get a quote nowBudget is a licensed non-life Insurer and Financial Services Provider. Terms and Conditions online.